Terms of Service
Overview
This website TopTestBank.com is operated by McFamily LTD. Throughout the site, the terms "we," "us," and "our" refer to TopTestBank.
McFamily LTD offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.
By visiting our site and/or purchasing something from us, you engage in our "Service" and agree to be bound by the following Terms of Service ("Terms"), including additional terms, policies, and conditions referenced herein or available by hyperlink. These Terms apply to all users of the site, including but not limited to browsers, vendors, customers, merchants, and contributors of content.
Please read these Terms carefully before accessing or using our website. By accessing or using any part of the site, you agree to these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the site or use any services.
Section 1 – Online Store Terms
By agreeing to these Terms, you represent that you are at least the age of majority in your U.S. state of residence, or that you are the age of majority and have given us your consent to allow any of your minor dependents to use this site.
You may not use our products for any unlawful or unauthorized purpose. You must not transmit any worms, viruses, or code of a destructive nature.
A breach of any Terms will result in immediate termination of your Services.
Section 2 – General Conditions
We reserve the right to refuse service to anyone, for any reason, at any time.
You understand that your content (excluding credit card information) may be transferred unencrypted and may involve transmissions over various networks and changes to conform to technical requirements. Credit card information is always encrypted during transfer over networks.
You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without our express written permission.
Section 3 – Accuracy, Completeness & Timeliness of Information
We are not responsible if information on this site is inaccurate, incomplete, or outdated. The material is for general information and should not be relied on solely to make decisions.
Section 4 – Modifications to the Service and Prices
Prices for our products are subject to change without notice. We reserve the right to modify or discontinue the Service (or any part) at any time.
Section 5 – Digital Products or Services
Our products are delivered digitally and are available exclusively online. Delivery is made via email or download link shortly after purchase.
Products are non-refundable due to the nature of digital delivery. For more, refer to our Refund Policy.
We reserve the right to limit sales or refuse orders at our discretion. Product descriptions and pricing are subject to change without notice.
Section 6 – Billing and Account Information
We reserve the right to cancel or limit orders. You agree to provide accurate billing and account information and update it promptly so we can complete your transactions.
Section 7 – Optional Tools
We may provide access to third-party tools “as is” without warranties. Your use of them is at your own risk.
Section 8 – Third-party Links
Some content or services may link to third parties. We are not responsible for their content or policies.
Section 9 – User Submissions
If you send us comments, ideas, or content, you agree we may use them without restriction. You must not violate any third-party rights or post harmful or unlawful content.
Section 10 – Personal Information
Your submission of personal information is governed by our Privacy Policy.
Section 11 – Errors and Omissions
We reserve the right to correct errors, inaccuracies, or omissions and to cancel orders if any information is inaccurate.
Section 12 – Prohibited Uses
You may not use the site for any unlawful purpose or violate any U.S. laws. We reserve the right to terminate your use of the Service for violations.
Section 13 – Disclaimer of Warranties; Limitation of Liability
We do not guarantee uninterrupted or error-free service. All products and services are provided “as is.”
We shall not be liable for any loss, including direct, indirect, or consequential damages, related to your use of the Service.
Section 14 – Indemnification
You agree to indemnify and hold harmless TopTestBank and its affiliates, directors, officers, employees, and contractors from any claim arising out of your breach of these Terms.
Section 15 – Severability
If any provision of these Terms is deemed unlawful or unenforceable, the remaining provisions will remain in effect.
Section 16 – Termination
These Terms remain in effect unless terminated by either you or us. We may terminate your access to the Service at any time for violation of these Terms.
Section 17 – Entire Agreement
These Terms and any policies posted on our site constitute the entire agreement and supersede prior agreements between you and us.
Section 18 – Governing Law
These Terms of Service and any separate agreements whereby we provide you with Services shall be governed by and construed under the laws of the United Kingdom.
Section 19 – Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the website following changes means you accept the revised Terms.
Section 20 – Contact Information
Questions about the Terms should be sent to us at: Support@TopTestBank.com